Beyond Risk captive solutions are designed for specific industries and provide businesses with a shared approach to risk to better manage their exposures, reduce insurance costs, and increase profits.
Bev Cap – NBWA
A captive formed for members of the National Beer Wholesalers Association (NBWA) for greater control over their Workers’ Compensation (available mono-line), Auto Liability and Physical Damage, and General Liability insurance costs.
Bev Cap Tire Captive
Bev Cap Tire is a Protected Cell Captive providing Workers’ Compensation for tire dealers. Captive members are private/family-owned businesses focused on quality with a strong people culture and an emphasis on loss control and risk strategy.
GPW Driven Risk
A self-insurance solution, the GPW Driven Risk program helps auto dealers, small and large, leverage their group-buying power to better manage escalating costs in Workers’ Compensation, Garage Liability, and Auto Liability.
Bev Cap Beer Captive (BCCG)
BCCG is a homogeneous Group Captive insurance company for the beverage distribution industry, specifically designed to address its members’ unique needs and exposures in Workers’ Compensation, General Liability, Auto Liability, Auto Physical Damage, and Medical.
Bev Cap – NBWA
Beer distributors/members of the National Beer Wholesalers Association (NBWA) have access to a Property & Casualty program designed to address their exposures in Workers’ Compensation, Auto Liability, Auto Physical Damage, and General Liability. The Bev Cap NBWA program includes industry-specific endorsements and key coverage enhancements, including limited Product Recall Coverage, EPLI, Liquor Liability, and Hired Auto Physical Damage. NBWA members have access to industry-customized risk and loss control services and enhanced distributor training opportunities to help mitigate losses.
Bev Cap Tire Captive
Domiciled in Utah, Bev Cap Tire is a Protective Cell Captive (PCC) that provides a turnkey Workers’ Compensation program for tire dealers. Each individual ‘cell’ or segregated account is owned by the member’s individual loss fund. Claims are deducted from the loss fund, with the surplus belonging to each member. If claims exceed the balance of the claim fund, the excess cost is shared among all members. The members’ commitment to loss control and best practices produce favorable loss experience and improve the ability to contain costs. The PPC provides its members the same benefits as a Single Captive without the same level of financial commitment
GPW Driven Risk
Rising insurance costs have impacted the ability of auto dealers to drive growth. GPW Driven Risk, a self-insurance program, enables auto dealers to better manage losses in the areas of Workers’ Compensation, Garage Liability, and Auto Liability. Auto dealers benefit from the program’s long-term control over insurance costs, group-buying power, and enhanced loss control, risk management and claims service – all designed to mitigate and manage losses more effectively. Members also gain an opportunity to benefit from investment income and underwriting profit participation.
Bev Cap Beer Captive (BCCG)
Created and owned by its member insureds, BCCG is ideal for those whose primary business is in beverage distribution, are looking to share risk with similar best-in-class distributors, employ robust loss experience, share a like-minded entrepreneurial philosophy, and want to take control over their insurance costs. The risks placed in BCCG include Workers’ Compensation, General Liability, Auto Liability, Auto Physical Damage, and Medical.
