Beyond Risk provides alternative Employee Benefits solutions for diverse industry sectors.
Beyond Health™ for Small to Mid-Sized Employers
We offer diverse companies a self-funded healthcare program designed to provide cost containment and cost-saving initiatives, long-term rate stabilization, and concierge-level service while also focusing on employee health and wellness.
Beyond Health™ for Large Employers
Like-minded, entrepreneurial, and creative-thinking organizations benefit from a captive structure that covers potential risks for employers who benefit from shared efficiencies, best practices, and potential profits.
Beyond Health™ for Small to Mid-Sized Employers
Employers can opt for a self-funded plan where they pay claims directly instead of purchasing group insurance through the traditional market. This option allows employers to own and control their health plan, providing them with more opportunities to stabilize annual health benefit costs, control plan design, and save the profits embedded in fully funded insurance plans.
Employers can also opt for a level-funded benefit plan where they elect to pay a fixed monthly cost to cover administrative fees, claims, and stop-loss coverage. Level-funded plans provide the cost savings and customization of a self-funded plan along with the financial safety and predictability of a fully funded plan.
- For diverse companies with 50 or fewer employees
- Multiple health plans with varying benefits and deductibles
- Innovative prescription solutions
- Dedicated customer care
- Best-in-class TPA
- Health benefits and wellness education
- Large healthcare provider network
Beyond Health™ for Large Employers
Large companies can move beyond unpredictable renewals and gain control over their healthcare spend through a multi-year strategy with a turnkey partial self-insured healthcare benefit program. Our program helps stabilize both employer and employee costs over time, enables better claims management, removes the volatility associated with larger claims, and provides employers with the opportunity to benefit from underwriting profits.
- Private/family-owned business focused on quality with strong people culture
- Innovative mindset and understanding, support of long-term cost/risk strategy
- For diverse companies with 100 to 1,000+ employee benefits plan
- Turnkey solutions for claims management
- Claims data analysis for better plan design and risk management
- Advanced prescription drug management
